I am currently the holder of a personal licensce which i have held for 5 years now. I got 5 years left on it. Basically i need to know that when i move on to another licensed premises in the summer & i apply to be the licensee holder.Will i have to go to court & put forward my case to the licensee judge panel?Or will they just rubber stamp my approval without me going to court.. Also i have fallen on difficult financial times & i am still paying the cost of a failed business venture as i got dumped on from a great height from my so called Business partner. I am currently on a debt management plan with no CCJ's. Im not bankrupt & i am not insolvent but i am on a debt management plan. Will the judge ask meabout my financial status if i do have to apply in person at the court & will this affect any chance of me getting approved to be the new licensee of my potential new premises? I've got a clean record so far as being a licensee holder goes but i just worried about my financial status